Mesa Bankruptcy Law Office
My AZ Lawyers
1731 W. Baseline Rd.
Mesa, AZ 85202
Phoenix Bankruptcy Law Office
668 North 44th Street, Suite #300
Phoenix, AZ 85008
Glendale Bankruptcy Law Office
My AZ Lawyers
20325 N. 51st Ave.
Glendale, AZ 85308
Tucson Bankruptcy Law Office
My AZ Lawyers
2 East Congress St. Ste. 900
Tucson, AZ 85701
Bankruptcy Lawyers in Phoenix
Our Bankruptcy lawyers in Phoenix are the best professionals to have on your side when facing foreclosure, wage garnishment, lawsuits or harassing creditors in Phoenix, Arizona. Seek out a Phoenix bankruptcy lawyer who has the legal know-how to fight for your rights. You don’t have to feel as if you have no options. There are many available routes to take that will resolve a pending foreclosure and can stop creditor harassment and wage garnishments immediately. By retaining an affordable and experienced Phoenix, AZ Bankruptcy Attorney from My AZ Lawyers, PLLC, creditors will no longer be able to contact you and can turn to us for a response to their demands. By working carefully with you to develop a legal strategy you are comfortable with, our debt relief experts can begin to resolve your debt situation and get you back on firm financial footing.
Even though Phoenix, Arizona is home to seven Fortune 500 companies, the economy has been hard hit by a decline in the Phoenix housing market. Since 1986, the city of Phoenix has been divided into “urban villages”, many of which are based upon historically significant neighborhoods and communities in Phoenix that have since been annexed. The recession and economy decline has left several individuals in each of these villages in need of debt relief. An experienced Phoenix bankruptcy attorney can help get their life back on track.
Many people in Phoenix, Arizona think filing for debt relief is bad or not the right choice for them, however, they have little information on exactly how it works and the benefits of bankruptcy. Bankruptcy is one of several options that people facing serious financial difficulties should consider. If you are faced with rising credit card and other debts you can no longer afford to pay because of a sudden job loss or unexpected medical emergencies you may qualify for some form of debt relief. If your business cannot keep up payments to your suppliers but you don’t want to close down or lay off your employees, you should consider bankruptcy.
Bankruptcy protection in Phoenix, Arizona is designed to provide immediate relief to those whose debts are beyond their ability to pay. There are many Arizona and federal laws established to protect people like you from creditors and it is a legal means of effectively resolving debt problems and helping you turn your life around. Call our Phoenix bankruptcy law office today to learn more about chapter 13 bankruptcy, chapter 7 bankruptcy, and your options to finding a debt free future. Our firm is highly practiced in bankruptcy law and has already helped hundreds of families in Phoenix file for bankruptcy protection. Don’t delay in finding out more about the bankruptcy process with our free initial consultation. Bankruptcy is our business! Our Phoenix bankruptcy lawyers care about our clients and are here to help.
Filing the paperwork for chapter 7 bankruptcy and chapter 13 bankruptcy can be confusing. The petitions take time to complete and filing for bankruptcy requires a filing fee. Not everyone in Phoenix is eligible. Find out if you qualify, get the advice of a Phoenix bankruptcy lawyer before proceeding. Filing for bankruptcy without the help of an experienced Phoenix bankruptcy lawyer is possible but is not recommended.
Our Phoenix chapter 7 and chapter 13 attorneys can help you with the following tasks:
- Determining which debts are eligible for debt relief
- Discovering what chapter you qualify to file
- Finding out which assets you can keep
- Filling out bankruptcy paperwork and petitions
- Meeting deadlines
- Talking to creditors
Debt Relief in Phoenix
- Chapter 7: Chapter 7 bankruptcy is a good solution if you have no real hope of paying off your debts. Once bankruptcy is filed, all creditor action against you is suspended and at the end of the process all of your debts that can be discharged are canceled.
- Chapter 13: Chapter 13 bankruptcy is very helpful if you have a good income and want to pay your debts but have fallen behind. As in Chapter 7, creditor action against you stops. You keep your property and work out a plan to pay off your debts over an extended time (usually 3-5 years).
- Debt consolidation – Debt consolidation companies work on behalf of debtors by accepting a monthly payment from them, and then splitting up the payment to their various creditors. In theory, this provides the debtor with a more easily manageable way to pay their debts.
An experienced Phoenix bankruptcy attorney from My AZ Lawyers, PLLC can explain chapter 13 in Phoenix, Chapter 7, and make you aware of the alternatives to filing for bankruptcy in Phoenix, Arizona.
Please contact our experienced lawyers and legal staff today. Free consultations and debt evaluations daily. Call (480) 833-8000 today.