• CONTACT US


    Please leave this field empty.

    Mesa Bankruptcy Law Office 
    My AZ Lawyers
    1731 W. Baseline Rd.
    Suite #101
    Mesa, AZ 85202
    (480) 263-1699

    Phoenix Bankruptcy Law Office
    668 North 44th Street, Suite #300
    Phoenix, AZ 85008
    (480) 833-8000

    Glendale Bankruptcy Law Office 
    My AZ Lawyers
    20325 N. 51st Ave.
    Suite #134
    Glendale, AZ 85308
    (623) 640-4945

    Tucson Bankruptcy Law Office 
    My AZ Lawyers
    2 East Congress St. Ste. 900 
    Tucson, AZ 85701 
    (520) 306-8729

  • Stopping Bill Collectors in Arizona

    The State of Arizona Debt Relief Options

    Are you a resident of Maricopa County, Arizona and being constantly hounded by creditors attempting to collect on a debt that you owe? Debt collectors can be pushy and even at times talk threatening towards you. You shouldn’t have to be treated this way just because you are behind on a bill or two. There are laws that protect you from creditor harassment.  Bill collectors must abide by the Fair Debt Collection Practices Act.

    Another debt relief option that might be available to you is filing for chapter 13 or chapter 7 bankruptcy.  Filing for bankruptcy will put an immediate stop to these calls and collections as the bill collectors can no longer peruse you once you have declared bankruptcy.  An experienced Mesa bankruptcy attorney like the attorneys at the My AZ Lawyers, PLLC can assist you in your debt relief efforts.  Once you retain our services, we start fielding your creditor calls and inform the bill collectors that you have filed for bankruptcy protection.

    Know Your Rights:

    As a citizen of the United States and of the state of Arizona, you are protected from harassing techniques that debt collectors may use to collect monies that you owe.  The federal government created a law specifically that addresses debt collection.  This law called the Fair Debt Collection Practices Act. Also known as FDCPA, basically lays out the rules that must be followed by bill collectors and provides guidelines that prohibit specific, aggressive collection practices. Arizona has additional state laws that protect you from unfair debt collection practices by the debt collectors.

    Related Information: Read http://www.ftc.gov/os/statutes/fdcpa/fdcpact.shtm

     

     

    Is Bankruptcy the right option for you?  If you think that filing chapter 7 or chapter 13 bankruptcy is the best form of debt relief, you may want to contact an experienced bankruptcy law office as they can be an excellent advocate.  Once you hire a law office, they will review your financial situation, and discuss various options on how to deal with creditors, including ensuring that harassing phone calls stop. If you are a good candidate for bankruptcy, a lawyer can help you prepare the correct documentation, represent you in court, and help determine which chapter of bankruptcy you qualify.

    Published By:

    The My AZ Lawyers
    By
    1731 W. Baseline Road, Suite 101
    Mesa, Arizona 85202
    (480) 263-1699

    by Max Gunderson

    This is a continuation of my previous blog, responding to a recent segment of the Mike Huckabee Show* that ran on August 17, 2010 focusing on persistent, obsessive and vicious phone calls from debt collectors. I recommend watching the full segment below.

    (*Note: We at the My AZ Lawyers are not endorsing any political group by posting this video. We consider this a non-partisan video and are positing it for educational purposes only) Continue reading “Creditor Harassment Part 2: What Practices Are Off Limits for Debt Collectors?” »

    by Max Gunderson

    On a recent segment of the Mike Huckabee Show that ran on August 17, 2010, consumer attorney Joseph Mauro shared some helpful tips on how to react to persistent, obsessive and vicious phone calls from debt collectors.

    (Note: We at the My AZ Lawyers are not endorsing any political group by posting this video. We consider this a non-partisan video and are positing it for educational purposes only) Continue reading “How to Deal with Debt Collector Harassment” »

    by Max Gunderson

    Sometimes things happen that are unforeseen and they can lead to unexpected financial tensions in your life.  When outstanding debt exists and you are able to start servicing your debt, you will always want to try and deal with the original creditor as they can be of a lot more assistance to you. For example, a department store or dentist/doctor will likely work with you to develop a payment plan you can afford in order to service your debt with them. A secondary creditor will not be as helpful, always deal with the “original creditor” when possible. Continue reading “Dealing with Your Creditors” »

    How to Stop the Harassing Phone Calls from Creditors and Debt Collectors

    Are you someone who has recently encountered serious financial problems?  If so, you understand the stress filled reality of such a situation. Your phone rings all day with calls from bill collectors looking to squeeze whatever small amount of money they can out of an existing debt.  Your mail box is filled with threatening letters from debt collectors. This whole situation can easily become overwhelmingHarassment from creditors can ruin the quality of your life.  You are not alone, many people in the Tempe, Mesa, and Tucson, Arizona area are in the same boat. People who are inundated with these types of contacts just want them to stop. Continue reading “How to Stop the Harassing Phone Calls from Creditors and Debt Collectors” »

    My AZ Lawyers


    Arizona Bankruptcy Attorney, Lawyers For Bankruptcy In Glendale, Bankruptcy Attorney Mesa AZ, Lawyer For Filing Bankruptcy In Tuscon
    1731 West Baseline Road #101
    Mesa, AZ 85202
    5 stars - based on 14 reviews
    480-833-8000
    Phoenix@Bankruptcy-AZ.com

    Find us on Google+

    Sitemap

  • Mesa Design & Search Optimization By MFWD