Mesa Bankruptcy Law Office
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1731 W. Baseline Rd.
Mesa, AZ 85202
Phoenix Bankruptcy Law Office
668 North 44th Street, Suite #300
Phoenix, AZ 85008
Glendale Bankruptcy Law Office
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20325 N. 51st Ave.
Glendale, AZ 85308
Tucson Bankruptcy Law Office
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2 East Congress St. Ste. 900
Tucson, AZ 85701
Don’t Delay! When Seeking a Bankruptcy Lawyer in Glendale, Arizona
If you are looking for a debt relief agent or bankruptcy lawyer in Glendale, Arizona, you have several choices available to you. How to choose someone to assist you with your financial situation when you are unfamiliar with this industry could be problematic. One place that could help you is The Glendale, Arizona Chamber of Commerce which serves over 700 area businesses in the community.
Another good resource for searching out a bankruptcy lawyer is AVVO.com. Avvo provides key information about lawyers throughout Arizona. Avvo provides important information about lawyers like: practice area, fees, payment types accepted, hours of operation, addresses, client review, peer reviews, and an overall rating. Using such on-line tools may make it easier to limit your many choices when seeking a professional to help you with your financial situation.
Time is of the Essence!
When you find yourself in dire financial straights and are not sure where to turn, an easy solution would be to sit down with a Glendale bankruptcy attorney for a FREE consultation and debt evaluation of your current financial situation. There are many options available to you when seeking debt relief and an experienced lawyer can inform you of both the obvious and not-so-obvious options available to you when seeking debt relief.
Don’t let your finances get more out of control! The sooner that you seek advice when financial troubles are brewing; the more options are available to you. A free initial consultation with a debt relief expert can surprisingly yield alternatives to bankruptcy including: debt settlement, debt consolidation, and debt counseling management. Bankruptcy isn’t the right answer for every person and it should cost you nothing but your time to find out what is the best debt relief option for your financial situation.
If you come to the conclusion that you may need to file for chapter 7 or chapter 13 bankruptcy in Glendale, Arizona, it is important to remember that declaring bankruptcy is a big deal and a process that can negatively impact your credit rating for up to ten years. With such serious repercussions and long-lasting effects on your life, it is important that the process be overseen by a professional.
The lesson to learn is not to delay when thinking about seeking out the assistance of a debt relief professional. Choosing a bankruptcy lawyer is an essential part of a successful debt relief endeavor. Bankruptcy professionals can assist you through the bankruptcy process and help ease you into the transition of a new lifestyle with a “fresh start”.
For a complete list of all Glendale Attorneys, see the find-a-lawyer section of Arizona State Bar’s Web Site.
A 4th California City Ponders Filing Bankruptcy
Atwater, California a city of about 28,000 people in California’s Central Valley is trying to avoid becoming the fourth California city to file for municipal bankruptcy this year, its mayor said. California is no stranger to having its cities file for bankruptcy. Since late June, the California cities of San Bernardino, Stockton, and Mammoth Lakes have filed for bankruptcy protection. Atwater is scrambling to keep their name off of this dubious list.
If Atwater does decide to file for bankruptcy, there are a few state imposed hoops that it must 1st jump through before leaving their creditors high and dry. California law requires a local government to first declare a “fiscal emergency” or to go through a 60 to 90 day confidential negotiation process with its creditors before it files for municipal bankruptcy.
These aforementioned confidential negotiations with creditors is something not found in your typical consumer chapter 7 or chapter 13 bankruptcy filing. In those cases, any negotiations of debt quite often go on deaf ears as the creditors are not usually willing to accept payments that debtors can afford, in fact, often creditors raise the interest rates, tack on late payment fees, and the amount of debt owed quickly increases.
The amusing part is how after the consumer has filed for bankruptcy relief, the once unwilling-to-deal creditors are now willing to take anything they can get. Once a consumer has filed for bankruptcy, there is no reason to pay the creditor as the debt will be erased completely in a chapter 7 bankruptcy and will be pennies on the dollar re-paid in a chapter 13 bankruptcy. If you have recently filed bankruptcy, stop your communication with your creditors, direct them to contact your experienced Glendale AZ bankruptcy attorney and let an expert deal with these creditors.
Things don’t look promising for this small California town as Atwater has roughly $95 million in outstanding debt. This $95 million dollars is a mixture of bonds related to the sewer system in Atwater as well its now-defunct Atwater redevelopment agency. Who is to blame for the dire financial straights that Atwater finds itself in? Shouldn’t Atwater city officials be held accountable for the poor decisions made to create this mess?
One such Atwater city official, Mayor Carol Joan Faul in a telephone interview with Dow Jones Newswires states, “We are planning to stay current on our … bonds,” Faul goes on to explain, “We are hoping to avoid” bankruptcy, she said, “but as far as I’m concerned, we may have to declare a fiscal emergency” on Oct. 3.
To me it sounds like the steps are being taken and that the writing is on the wall. Pencil Atwater in on the list of California cities filing for bankruptcy protection. Should jobs be lost and heads roll? — Yes! Will anyone be held accountable?? — Stay tuned and see. Atwater is just the latest embarrassment to a state that really needs to evaluate the direction it is heading.