ANSWERS TO YOUR BANKRUPTCY QUESTIONS

• What Debts Can I Eliminate by Declaring Bankruptcy?
• Can I Buy a Car After Filing Bankruptcy in Phoenix, Arizona?
• How Do I Keep Creditors from Contacting Me?
• Can I Stop a Wage Garnishment by Declaring Bankruptcy?
• How Can I Improve My Credit Rating After Filing Bankruptcy?
• Can I Save My Home by Filing for Bankruptcy?
• How Will Declaring Bankruptcy in Arizona Affect my Spouse?
• Is Filing Bankruptcy the Answer with Unexpected Debts
• How Do I Find the Best Bankruptcy Lawyer in Tucson, Phoenix, or Mesa, Arizona?
• How Can I Get a Fresh Start Through Filing Bankruptcy?
• Are There Payment Options for my AZ Bankruptcy Lawyer?
• How Do I Get in Touch with an Affordable Arizona Bankruptcy Lawyer or Attorney?

Filing Bankruptcy Will
Eliminate Your Debts.
Including:

• Medical Bills
• Unsecured Loans
• Credit Card Bills
• Pay Day Loans
• Liens
• Personal Loans
• Judgments
• Some Student Loans
• Some Federal and State Taxes
• Back Rent and Broken Leases

Assets You Can Keep When
Filing Bankruptcy in Arizona

• Keep Your Home
• Life Insurance Policies
• Keep Your Vehicles
• Pension
• Household Goods
• 401 K and Retirement Accounts
• Annuities
• Child Support and AlimonySome Student Loans

Filing Bankruptcy Will Help
You From With Following

• Stop Wage Garnishments
• Stop Home Foreclosures
• End Creditor Calls
• Evictions and Lease Terminations
• Civil Law Suits
• Stop Creditor Harassment
• Repossessions
• Some Student Loans
• Some Federal and State Taxes
• Back Rent and Broken Leases

Why Choose Our Arizona
Bankruptcy Law Firm?

• Easy Payment Plans
• FLAT FEES (No Hidden Costs)
• Friendly Lawyers and Staff
• NIGHT AND WEEKEND APPOINTMENTS
• CONVENIENT LOCATIONS
  (Mesa, Phoenix, Tucson)
• FREE CONSULTATIONS with one of our Bankruptcy Lawyers
• FREE DEBT EVALUATION of your particular case.
• Appointments Available after normal business hours
• LOWEST LEGAL FEES (Some of the best legal rates in Arizona)
• WE OFFER ‘BANKRUPTCY BY PHONE’ ☎ (Complete nearly your entire BK from home.)
• Contact Our Arizona Bankruptcy Law Firm Today. We are looking forward to Hearing From You.

Arizona Bankruptcy Lawyer

The Mesa, Arizona Bankruptcy Law Firm of The Bornmann Law Group has helped hundreds of individuals get a fresh start through filing Chapter 7 or Chapter 13 bankruptcy in Arizona. Experienced,dedicated, and professional, our Mesa, Phoenix, and Tucson, AZ bankruptcy lawyers provide personalized and compassionate bankruptcy planning and filing services for individuals, families,and businesses experiencing extreme financial difficulty . Our team of Arizona bankruptcy lawyers understand the sensitive nature of filing for Chapter 7 or Chapter 13 bankruptcy.

Our experienced Arizona bankruptcy attorneys are committed to protecting your interests and maintaining the discretion you deserve while going through the process of declaring bankruptcy in Arizona. Many of our clients are simply individuals or families looking to get a fresh start. Some of our other Arizona bankruptcy clients are business owners searching for attorneys sophisticated and experienced enough to handle more complex bankruptcy filings.

Let our Tucson, Phoenix, and Mesa, AZ bankruptcy lawyers answer your bankruptcy questions and guide you through theprocess of filing bankruptcy in Arizona.

The Truth About Filing Bankruptcy in Arizona

If you are like most people in financial distress, you are probably experiencing a great deal of emotional trauma and feelings you may have never felt before. Seeking help from a Mesa, Tucson, or Phoenix bankruptcy lawyer can help ease the burden of insurmountable debt. Our experienced bankruptcy lawyers will help you remove the annoying ring in your ear from creditor phone calls, and give you peace of mind and hope for a financially secure future. Our bankruptcy attorneys understand that it may be difficult to openly seek help from an Arizona bankruptcy attorney during difficult times. This is why we handle each bankruptcy case with complete confidentiality and sensitivity. We also offer FREE Bankruptcy Consultation By Phone. We can help you formulate a plan to get you back on track. The truth is that filing for Chapter 7 bankruptcy or Chapter 13 bankruptcy in Arizona should not be viewed as a tragic ending but should be a new beginning. At the Arizona bankruptcy law offices of The Bornmann Law Group, PLLC, our experienced bankruptcy lawyers have been helping clients get a fresh start without the burden of excessive debt holding them back. We offer comprehensive debt relief solutions designed to accommodate the unique circumstances of your situation.

What Does It Cost To File Bankruptcy in Arizona?

There are many Arizona bankruptcy attorneys that charge high filing fees for bankruptcy. We understand that facing bankruptcy is hard and the last thing you need is another expense. The Arizona Bankruptcy Law Offices of The Bornmann Law Group, PLLC offer low cost bankruptcy filing fees. Our experienced Tucson, Mesa, and Phoenix, bankruptcy lawyers will work with you on an affordable payment plan that meets both your budget and your financial needs. If you have financial problems, you do not need another bill you can’tafford. Our Phoenix, Tucson, and Mesa bankruptcy attorneys strive to keep our fees competitive. We have flexible appointment hours. We accept all major credit cards, and have payment plans available. Your Arizona bankruptcy fees can vary depending on what bankruptcy you are eligible to file and what services you hire our bankruptcy lawyers to do for you.

Contact our Arizona bankruptcy lawyersand set up an appointment today. We determine our bankruptcy legal fees on acase by case basis. Our Arizona bankruptcy attorneys evaluate each bankruptcy case by administering a FREE Debt Evaluation for each of our clients. Our Arizona bankruptcy lawyers work with our each of our clients to establish an affordable solution to their financial problems. Please call our Arizona Bankruptcy Law Office now to schedule a FREE, no obligation, consultation with one of our knowledgeable bankruptcy lawyers in Mesa, Tucson, and Phoenix, Arizona.

Arizona Bankruptcy Means Test

Due to recent changes in the bankruptcy law, it is more important than ever that you obtain representation from an experienced Arizona bankruptcy attorney. Everyone who files for bankruptcy in Mesa, Phoenix, and Tucson, Arizona must first pass a “Means Test”, which is a formula that determines what type of bankruptcy that you are eligible to file. The bankruptcy Means Test will determine the specific chapter in bankruptcy a debtor qualifies, whether it is to file a Chapter 7 Bankruptcy case or a Chapter 13 Bankruptcy case. The final determination of Chapter 7 eligibility is determined by the results of the Means Test. The Arizona Bankruptcy Law Office of The Bornmann Law Group, PLLC work to ensure that our clients receive every consideration available under the law in determining a proper assessment of the Means Test Calculations. Contact one of our Phoenix, Tucson, or Mesa, Arizona bankruptcy lawyers and we will assure a properly filed bankruptcy and excellent legal representation.

The bankruptcy means test determines whether your income is low enough to file Chapter 7 bankruptcy. The means test was designed to make sure that filers with higher incomes are not able to file for Chapter 7 bankruptcyin Arizona. Debtors living in Maricopa, Pima, and Pinal counties, after determining their average gross monthly income for the six (6) month sprior to filing their bankruptcy case, will meet with a qualified bankruptcy lawyer to determine if they are eligible to file for Chapter 7 bankruptcy protection. If an individual has a median income that is greater than the applicable median income, the debtor then will not qualify for a Chapter 7 Bankruptcy case in Arizona and will then be required to file a Chapter 13 Bankruptcy case provided that debtor otherwise be eligible for bankruptcy relief.