Due to recent changes in the bankruptcy law, it is more important than ever that you obtain representation from an experienced bankruptcy attorney. Everyone who files for bankruptcy must first pass a “Means Test”, which is a formula that determines what type of bankruptcy that you are eligible to file. This is a poorly drafted complicated test that often yields illogical results. The experience of bankruptcy-az.com's lawyers will be of great assistance as we understand the Means Test and know how to use it. Additional changes to the bankruptcy laws greatly increase the risk that you could lose some of your property such as your home or vehicles in the bankruptcy if timing and reporting issues are not properly addressed. Many people attempt to file a bankruptcy on their own, without an attorney. Many of these self-filed bankruptcies are being dismissed by the bankruptcy court for failure to meet the reporting requirements or because of a failure by the individual to file all the proper paperwork. Bankruptcy-az.com will make sure this does not happen to you, our bankruptcy experience and professionalism will help to assure a properly filed bankruptcy.