Whatever your reasons are for considering filing bankruptcy, we understand. The Bornmann Law Group is non-judgmental; our experienced bankruptcy lawyers understand how financial problems can easily happen to anyone and we firmly believe
everyone deserves a second chance. The bankruptcy
laws are designed to give you a chance at a Fresh
Start, there is no better time than now to improve
your quality of life, stop threatening collections,
and get your life back on track. • Rebuild your credit
• Stop bad financial habits
• Stay out of debt
• Live your life without worry
• Get a fresh start
You Are not Alone!

Our Arizona Bankruptcy attorneys and lawyers, servicing all of Phoenix, Tucson and Flagstaff, take great pride in being available to our clients, whether it is in person, by phone or via electronic mail. We offer convenient locations, night and weekend appointments, and fast, friendly service with little or no money down. Clients are encouraged to contact our debt relief specialists at the Bornmann Law Group whenever they have a question or concern. We understand you are going through difficult times and we will strive to make this journey as painless as possible.
Before you make any decision about filing Phoenix
Chapter 7 or Tucson Chapter 13 bankruptcy, please
speak with a bankruptcy lawyer, phone us to discuss all of your options. Our
licensed Arizona based Bankruptcy Attorneys in Phoenix, Tucson and Flagstaff can
walk you step by step through what options are
available to you. Find out if filing bankruptcy is
the right option for you .
Many people in greater Phoenix area; Chandler, Mesa, Glendale as well as Tucson and Flagstaff are going through hard times in this tough economy. Bankruptcy is a legitimate option that deserves your careful consideration. If you are falling behind in your financial obligations, you owe it to yourself and your family to investigate all of your options. We offer a free debt analysis and consultation with a debt relief specialist. It is NEVER a good time to do NOTHING. Call us today and make an appointment with one of our debt management counselors, bankruptcy lawyers and attorneys.
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Chapter
7 is the most common form of Arizona
bankruptcy and is most often filed by individuals and
couples. This bankruptcy protection is also available to
corporations, partnerships, and limited liability companies
(LLCs). In Arizona Chapter 7 bankruptcy proceedings, a
court-appointed trustee liquidates your non-exempt assets
and divides funds equally between creditors. All remaining
debts are then discharged.
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Chapter 11 allows businesses and
individuals with large amounts of debt to reorganize in
order to pay off debts. If their repayment plan is approved
by the bankruptcy court, businesses are allowed to stay open
while operating under a structured payment schedule.
Chapter 13 is typically used by
individuals and sole proprietors who do not qualify for or
desire to file a Chapter 7 bankruptcy. It allows individuals
to keep their property and pay off their debt on a schedule
over three to five years. Petitioners pay their
court-appointed trustee a set amount each month. The trustee
then distributes funds to creditors.

