Can I Eliminate Medical Bills by Filing Chapter 7 Bankruptcy in Arizona
Answer: Absolutely! Are you overwhelmed with medical debts? If you have significant medical bills, filing an Arizona Chapter 7 Bankruptcy can eliminate your medical bills completely. Contact one of our bankruptcy lawyers in Phoenix, Tucson, Mesa, Glendale, Arizona, any of our bankruptcy law firm locations in Arizona and find out if the bankruptcy means test says you qualify to file for Chapter 7 Bankruptcy.
Filing for Chapter 7 bankruptcy in Arizona will allow you to get rid of most medical debt, hospital charges, doctor bills, medical collections, dental bills, as well as most any type of medical bills completely. In an Arizona Chapter 7 bankruptcy, medical bills are considered unsecured debts, and are treated in bankruptcy just like credit cards. Yes! You can completely eliminate your medical bills by filing for bankruptcy in Arizona.
Medical bills are an increasing problem for many people who live in Tucson, Phoenix, Mesa, Scottsdale, Tempe, and throughout the rest of Arizona. This year, an estimated 1.5 million Americans will declare bankruptcy. Many people may chalk up that misfortune to spending beyond their means or a lavish lifestyle. If you have medical bills that are beyond your means you should contact a Tucson, Phoenix, Mesa or Glendale area bankruptcy lawyer or bankruptcy attorney and see what options are available to help you with your financial situation.
There is a new study out that suggests that more than 60 percent of people who declare bankruptcy are actually capsized by medical bills. More than three quarters of the people who filed for bankruptcy protection because of overwhelming medical bills actually had health insurance. Even though they had health insurance, many were bankrupted because of the gaps in their coverage, deductibles, co-payments, and other services that were not covered by their insurance. There is sometimes a stigma associated with filing bankruptcy, the idea that bankruptcy filers are irresponsible with their money. But this study shows that most people who filed medical-related bankruptcies “were solidly middle class before financial disaster hit.” Two-thirds were homeowners, and most had gone to college.
It’s not just high medical bills that contribute to bankruptcy, but also the lost wages and work time that an injury or illness can cause. Most people in Tucson, Phoenix and Flagstaff Arizona are merely one serious illness away from the brink of bankruptcy even with their current health insurance coverage. Sometimes even the best preparation can’t stop an unfortunate situation that leads you down a path of financial disaster.
If you are struggling to pay your medical bills, or are putting off important medical procedures because of debt, lack of health coverage, or lack of credit, you can discuss your situation with an Arizona bankruptcy lawyer regionally located near you, be it in Tucson, Phoenix or Flagstaff. To begin, schedule a free initial consultation with an experienced attorney in Tucson, Phoenix and Flagstaff Arizona.
We also provide free consultations over the telephone. Give us a call. (480) 833-8000 for a Phoenix area bankruptcy lawyer or (520) 306-8729 for a Tucson area bankruptcy lawyer or Send us an e-mail. Don’t you deserve a Fresh Start? Let us help you eliminate your medical bills in a chapter 7 bankruptcy in Arizona.
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