CHAPTER 7 BANKRUPTCY ATTORNEY in ARIZONA
You may benefit greatly from a liquidation bankruptcy Chapter 7 filing in Arizona. Not only does Chapter 7 allow you to eliminate unsecured debt (such as credit card and medical bills), Arizona allows for bankruptcy exemptions. My AZ Lawyers are experienced in knowing if a Chapter 7 is not only possible for your case, but how to navigate the process and use the law to your advantage. We have the resources and the knowledge to successfully represent your Chapter 7 bankruptcy.
Chapter 7 is sometimes referred to as liquidation bankruptcy because the trustee does have the option of selling or liquidating your non-exempt assets in order to pay unsecured debt. Typically, Arizona residents who file Chapter 7 don’t have non-exempt property, or own very little. The bankruptcy trustee, then, has nothing to liquidate. This means that a person can keep their assets. In order to know if Chapter 7 is right for you particular situation, call our Arizona Bankruptcy Law Firm to discuss your case and your options with an attorney experienced in Chapter 7 bankruptcy. Schedule a FREE case evaluation and get information about Arizona Chapter 7 Bankruptcy Protection.
FREE CONSULTATION and DEBT EVALUATION with EXPERIENCED ARIZONA CHAPTER 7 ATTORNEY (480)-833-8000
Contact My AZ Lawyers to understand the Chapter 7 Bankruptcy exemptions in Arizona. Filing for Bankruptcy in Arizona can be involved and complex. Our Arizona Bankruptcy Lawyers can explain the complicated detail and help you to understand the bankruptcy law and exemptions as it applies to your case.
Chapter 7 Bankruptcy Legal Process
Don’t let the prospect of filing Chapter 7 Bankruptcy cause you stress. You have the legal team at My AZ Lawyers to help you understand the process, and to help you handle the paperwork and legal procedures.
Filing Chapter 7 requires paperwork and statements from the client that the petition requires. Before the filing can take place, you must meet with My AZ Lawyers and provide the information necessary to complete the petition and the schedules. Included in this disclosure:
- Current personal property and its value
- list of creditors you owe
- list of payments you have already made to creditors
- employment information / income information
Your attorney will ask you for all necessary documentation, and help you understand exactly what you need and why you need to disclose the information.
You will need to complete a United State Credit Counseling course. After completing the briefing, you will give the certificate to your lawyer to file along with your petition. Next, your attorney at My AZ Lawyers can file the Chapter 7 Bankruptcy petition with the Arizona Bankruptcy Court.
After your attorney files bankruptcy Chapter 7, your creditors will receive a notice of your Chapter 7 cae. A trustee is appointed to monitor the case, review your petition, and schedule a Meeting of Creditors. This is a court appearance that you and your attorney will attend. Also, your attorney will file needed schedules and statements that are required per your specific case. You will need to Complete a U.S. Debtor Education Course before you can be awarded a discharge. Our Arizona Bankruptcy team will make sure that all the procedures for completing your Chapter 7 Bankruptcy are followed closely, then wait for any objections by creditors. Most likely a Chapter 7 bankruptcy discharge is awarded around 60 days after filing and completing all the requirements.
When a Chapter 7 is filed in Arizona, an automatic stay is granted from the bankruptcy court. This means that no creditor can continue any collections or legal action against you. Creditors must stop any debt collection activity: harassing phone calls, wage garnishments, or lawsuits.
Our affordable Chapter 7 bankruptcy attorneys at My AZ Lawyers will help you achieve the financial freedom you seek. With reasonable monthly payments and our “File Now… Pay Later” bankruptcy option, you can become debt free as soon as TODAY! Contact Arizona bankruptcy law office now.