Is Filing Bankruptcy the Best Solution to my Financial Problems?

Answer: There is no one answer for everyone. People considering filing for chapter 13 bankruptcy or chapter 7 bankruptcy from excessive debt have a number of options to choose from. It is important to understand the differences and impacts from one option to the next. The My AZ Lawyers, bankruptcy attorneys servicing Phoenix, Scottsdale, Tucson and all of Arizona, will take the time to give you all the information you need to make the best decision for your situation.

It depends on your unique personal circumstances. You should only consider bankruptcy after a thorough investigation into the available alternatives. The best option for each individual will depend on such factors as age, personal temperament, and the type and amount of debts owed. Some debts are not usually able to be discharged (e.g. taxes, child support, student loans). Other types of debts may be secured by your assets (e.g. mortgages and auto loans). Bankruptcy laws can be complicated and as such you should contact an experienced bankruptcy lawyer to help guide you through the process in Phoenix, Scottsdale, Tucson, throughout Arizona.

Bankruptcy is a very powerful debt relief device. Some of the debt relief bankruptcy provides:

• Filing Bankruptcy stops collections calls and harassment
• Filing Bankruptcy can actually improve your credit rating
• Filing Bankruptcy stops wage and paycheck garnishment
• Filing Bankruptcy stops repossession of personal property such as your car
• Filing Bankruptcy can be used to postpone and stop a scheduled foreclosure on your home
• Filing Bankruptcy eliminates all or most of your debts
• Filing Bankruptcy stops calls from debt collectors
• Filing Bankruptcy gets you back on your feet.

There are different types of bankruptcy. Chapter 7 bankruptcy is the most popular of the chapters of bankruptcy filed. Each type (or chapter) of bankruptcy has different rules and different conditions. Contact an Arizona bankruptcy lawyer, Arizona bankruptcy attorney, or an Arizona debt relief specialist about how which chapter of bankruptcy would be the best for your particular financial  circumstance. At The My AZ Lawyers, we offer a free initial bankruptcy consultation to help you make the decision whether or not bankruptcy is the right choice for you and, if so, what you need to know and do to achieve the results offered under the various bankruptcy alternatives.

In addition to free face-to-face consultations, we also provide free consultations over the telephone. Both our in office and phone consultations are available evenings and weekends. Give us a call @ (480) 263-1699 for Phoenix and Mesa bankruptcy assistance and (520) 306-8729 for Tucson bankruptcy assistance or Send us an e-mail. Don’t you deserve a Fresh Start?  Let our bankruptcy lawyers help you decide if filing for bankruptcy is your best option.