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    Mesa Bankruptcy Law Office 
    My AZ Lawyers
    1731 W. Baseline Rd.
    Suite #101
    Mesa, AZ 85202
    (480) 263-1699

    Phoenix Bankruptcy Law Office
    668 North 44th Street, Suite #300
    Phoenix, AZ 85008
    (480) 833-8000

    Glendale Bankruptcy Law Office 
    My AZ Lawyers
    20325 N. 51st Ave.
    Suite #134
    Glendale, AZ 85308
    (623) 640-4945

    Tucson Bankruptcy Law Office 
    My AZ Lawyers
    2 East Congress St. Ste. 900 
    Tucson, AZ 85701 
    (520) 306-8729

  • Tucson Chapter 13 Bankruptcy Attorneys

    Filing Chapter 13  bankruptcy in Tucson, Arizona allows a person to consolidate the debt while making convenient monthly payments to a trustee. A Tucson bankruptcy lawyer will prepare a payment plan for you, the plan is proposed which repays the debt over a three to five year period.

    The amount of the monthly payment and the length of the repayment plan is based upon the following factors:

    • Monthly income of the person
    • Monthly expenses of the person
    • Amount and nature of the debt

    The most common uses of a Chapter 13 bankruptcy in Tucson, Arizona involve:

    • Repayment of mortgage arrears (back amounts owed) home
    • Restructuring of auto loans to save a vehicle


    In a Chapter 13 bankruptcy, secured debts are paid 100% on the dollar, while unsecured debts may be paid less than 100% on the dollar. A person receives a discharge under Chapter 13 bankruptcy in Tucson, AZ once the payment plan is completed.

    Chapter 13 bankruptcy in Tucson, Arizona is a repayment plan that usually takes 3 to 5 years. It is overseen by the Bankruptcy Court to make sure everyone (creditors and the debtor) play by the rules, and it allows you to pay your creditors back on terms that are favorable to you. (This is different from a Chapter 7 filing, which simply liquidates your assets in order to pay back creditors and does not require ongoing payments.) A Tucson Chapter 13 bankruptcy also allows you to keep certain property (e.g., house or car) even if you have been behind on payments.

    The My AZ Lawyers, PLLC, is a debt relief agency servicing all of Arizona. Our Affordable bankruptcy attorneys and bankruptcy lawyers help people file for bankruptcy relief under the Arizona bankruptcy code. The My AZ Lawyers, PLLC provide bankruptcy planning, Chapter 7 and Chapter 13 filing options to those experiencing extreme financial difficulty. We have offices in Mesa, Chandler, Tucson and Glendale,AZ servicing the entire Phoenix metro area, and all of Arizona.

    Experienced, affordable and professional, the bankruptcy lawyers and bankruptcy attorneys at The My AZ Lawyers, PLLC provide personalized and compassionate bankruptcy planning and filing services to individuals, families, and businesses experiencing extreme financial difficulty. Our team of bankruptcy lawyers and bankruptcy attorneys understand the sensitive nature of filing for bankruptcy and are committed to protecting your interests and maintaining the discretion you deserve.
    Many of our clients are simply Arizona individuals or Arizona families looking to get a fresh start. Some of our other clients are Arizona business owners searching for attorneys sophisticated and experienced enough to handle more complex bankruptcy filings.

    Our business bankruptcy clients include: retail stores, service companies, and restaurants.

    Whatever your reasons are for considering filing Chapter 7 or Chapter 13 bankruptcy in Tucson, Mesa, Glendale, or Phoenix, Arizona, we understand. The My AZ Lawyers is non-judgmental; our experienced bankruptcy lawyers and bankruptcy attorneys understand how financial problems can easily happen to anyone and we firmly believe everyone deserves a second chance. The Arizona bankruptcy laws are designed to give you a chance at a Fresh Start, there is no better time than now to improve your quality of life, stop threatening collections, and get your life back on track. Filing for bankruptcy in Arizona, be it chapter 13 bankruptcy or chapter 7 bankruptcy has many advantages.


    Some of the advantages of declaring bankruptcy in Arizona include:

    • Filing bankruptcy may rebuild your credit.
    • Declaring bankruptcy will help you stop bad financial habits.
    • Filing bankruptcy in Arizona may help you stay out of debt.
    • Declaring bankruptcy in AZ will let you live your life without worry.
    • Chapter 7 and chapter 13 bankruptcy in Arizona gets you a “Fresh Start”


    Before you make any decision about filing Chapter 7 or Chapter 13 bankruptcy in Tucson, Glendale, Phoenix, or Tempe, Arizona, please speak with one of our low cost bankruptcy lawyers or affordable bankruptcy attorneys, find out your bankruptcy options at either a FREE initial consultation with one of out bankruptcy lawyers.  Your FREE bankruptcy consultation can either be in person or by phone.

    Our licensed Arizona based Bankruptcy Attorneys in Phoenix, Tucson and Glendale can walk you step by step through what options are available to you while going through the process of filing chapter 13 or chapter 7 bankruptcy in Arizona. Find out if filing bankruptcy is the right option for you .

    Many people in Phoenix, Arizona; Chandler, Mesa, Glendale as well as Tucson and Tempe, Arizona are going through hard times in this tough economy. Filing chapter 13 or chapter 7 bankruptcy in Arizona is a legitimate option that deserves your careful consideration. If you are falling behind in your financial obligations, you owe it to yourself and your family to investigate all of your options, be it a chapter 7 bankruptcy, a chapter 13 bankruptcy, or some other debt relief option. We offer a free debt analysis and consultation with a debt relief expert. It is NEVER a good time to do NOTHING. Call us today and make an appointment with one of our Arizona debt management counselors, Arizona bankruptcy lawyers, and Arizona bankruptcy attorneys.

    The bankruptcy experts at The My AZ Lawyers, PLLC offer an initial free consultation in all bankruptcy matters with our experienced bankruptcy lawyers and trusted bankruptcy lawyers. It is important that you see a bankruptcy attorney or bankruptcy lawyer in person because each case is different and needs individual attention. Once the decision has been made by you to file bankruptcy, our chapter 13 and chapter 7 bankruptcy lawyers will ask that you provide complete and accurate information so the attorney can try to foresee any possible difficulties. After all of the information is provided, the bankruptcy forms are prepared and the final product is reviewed with each client and signed. The meeting of creditors will be thirty to forty five days after the date of filing. If any further hearings are required the chapter 13 and chapter 7 bankruptcy attorneys will represent your interests at them and let you know if you need to attend. The My AZ Lawyers, PLLC will be with you every step of the way while filing chapter 7 or chapter 13 bankruptcy in Arizona.

    by Max Gunderson.

    One of the primary goals of an individual filing for a bankruptcy case in Phoenix, Arizona or Tucson, AZ is to obtain relief from all of the burdensome debt. The relief provided by filing for a Chapter 7 or Chapter 13 bankruptcy is attained through the bankruptcy discharge, the purpose of which is to provide a “fresh start” to the honest debtor. Continue reading “What is a “discharge” in bankruptcy?” »

    Filing Bankruptcy in Arizona


    by Max Gunderson

    Filing Chapter 7 bankruptcy or Chapter 13 bankruptcy can give you a fresh start by erasing much of your debt (under a Chapter 7 liquidation) or by giving you the breathing room to pay off your debts over three to five years (under a Chapter 13 repayment plan).  However, declaring bankruptcy is not always the best solution for every person or every situation. Continue reading “Arizona Bankruptcy: To File or Not To File” »

    Filing Bankruptcy Without a Lawyer


    by Max Gunderson

    There are many ways that you can file for chapter 7 bankruptcy or chapter 13 bankruptcy without it costing you as much money as you may expect.  One of the ways is to file your own bankruptcy.  If you are thinking about attempting to do a pro se bankruptcy (bankruptcy without an attorney) in Phoenix or Tucson, Arizona, it can prove not only to be extremely frustrating and confusing, it can also have a dramatic impact on your financial future. Continue reading “Why you shouldn’t file for bankruptcy without an attorney in Arizona” »

    by Max Gunderson

    A good quality education is important.  However, colleges and universities cost quite a bit of money and there aren’t very many students who are able to attend college without the help of some federal financial aid.  There are basically two types of financial aid that most college students attempt to acquire.  There is a credit based form of financial aid that base the availability of the financial aid on the applicant’s credit.  The other form of financial aid is a need based financial aid in which the applicant is awarded monies based on the amount of need that they have for the funds.  As you can imagine, filing for bankruptcy has a greater affect on one of these types of financial aid. Continue reading “Student Loans Are Possible to Obtain After Bankruptcy” »

    Blog by Max Gunderson

    If you feel that you are drowning in debt and cannot see your way clear to paying your minimum monthly payments, you may be considering filing for Chapter 7 or Chapter 13 bankruptcy protection in Arizona.  If that is the case, there are several things that you should be aware of when considering filing for bankruptcy.  In many instances, filing for bankruptcy in Arizona is a very beneficial tool as filing for bankruptcy can provide a fresh financial start to consumers who have become overburdened by debt. Continue reading “Becoming Familiar with Bankruptcy in Arizona” »

    Sometimes you have to wait before you are eligible to file for bankruptcy protection. If you’ve filed before, if you’ve recently move to Arizona from another state, you will need to abide by Arizona’s bankruptcy laws. Continue reading “Waiting to File Bankruptcy” »

    My AZ Lawyers

    Arizona Bankruptcy Attorney, Lawyers For Bankruptcy In Glendale, Bankruptcy Attorney Mesa AZ, Lawyer For Filing Bankruptcy In Tuscon
    1731 West Baseline Road #101
    Mesa, AZ 85202
    5 stars - based on 14 reviews

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