Bankruptcy dismissal : How do I get that off my credit report, do I call them (3) or is more complicated than that?

Filed and was unable to reach agreement, wanted me to pay 100% to credit, didn’t make much sense to do that.

A: The short answer is that you can’t get the bankruptcy dismissal off of your credit report. It will stay on your credit report for 10 years (regardless if you withdrew from the bankruptcy, had it dismissed, or didn’t complete it) the fact is that you filed for bankruptcy and it will stay on your record and effect your credit score for the next 10 years.

Sorry that you did not know this fact before you took the step of filing bankruptcy. It is unfortunate that you weren’t able to benefit from the bankruptcy filing.

I hope that this answer was helpful.

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Re-Published from AVVO Legal Questions and Answers.