Mesa Bankruptcy Law Office
My AZ Lawyers
1731 W. Baseline Rd.
Mesa, AZ 85202
Phoenix Bankruptcy Law Office
668 North 44th Street, Suite #300
Phoenix, AZ 85008
Glendale Bankruptcy Law Office
My AZ Lawyers
20325 N. 51st Ave.
Glendale, AZ 85308
Tucson Bankruptcy Law Office
My AZ Lawyers
2 East Congress St. Ste. 900
Tucson, AZ 85701
Oro Valley Bankruptcy Lawyers
Tucson Area Bankruptcy Attorneys
Our Oro Valley bankruptcy attorneys are here to help you learn about the process of filing bankruptcy in Oro Valley, AZ. If you need chapter 13 bankruptcy protection, Chapter 7 bankruptcy protection, immediate creditor relief, or some other form of debt relief in Oro Valley and Tucson, Arizona our experienced bankruptcy lawyers, debt relief experts, and bankruptcy attorneys will be a great asset to have on your side.
How does our affordable Oro Valley and Tucson bankruptcy law firm offer you some of the lowest bankruptcy fees and a no obligation, FREE Bankruptcy Consultation? That is a good question. In today’s economic upheaval in Oro Valley, Marana, and Tucson, Arizona, many hardworking, honest individuals and families are being overwhelmed by financial worries, garnishments, repossession, and foreclosure problems. These hardworking individuals need sound legal advice, prompt debt relief, and the chance at a “Fresh Start”.
Our experienced, affordable Tucson area bankruptcy lawyers provide financial guidance, smart options, and multiple solutions through our FREE Debt Evaluation and FREE Initial Bankruptcy Consultation with a qualified Oro Valley bankruptcy attorney. If you live in the Oro Valley, AZ or Tucson, AZ communities and find yourself in trouble due to job loss, divorce, or staggering medical bills, please seek out the assistance of our professional staff and find out what is your best financial option. Contact us for a FREE Consultation today!
We can help you with your current financial situation. Our Oro Valley chapter 7 bankruptcy lawyers and Tucson bankruptcy attorneys can help you stop a wage garnishment. Our debt relief experts can end the constant creditor calls. Our experienced bankruptcy lawyers can, in most cases, delay or stop a trustee sale. Let our Oro Valley bankruptcy law firm help you save your family home.
Get real bankruptcy answers to all of your financial questions from our qualified Oro Valley, Arizona bankruptcy lawyers. Advice from your friends or the Internet isn’t going to give you the legal answers and guidance that you need right now. It just is not possible to know who to trust and what to believe. There are answers… you just need to ask an experienced bankruptcy attorney who has your best interests in mind. We will stick by you every step of the way as you explore the possibility of declaring bankruptcy in Oro Valley and Tucson, Arizona. Our trusted Oro Valley bankruptcy law firm look forward to hearing from you and assisting you with your bankruptcy filing.
Our Oro Valley and Tucson, Arizona Bankruptcy attorneys offer free initial consultations and debt evaluations. We have some of the most affordable legal rates in Oro Valley, Tucson, and all of Arizona. Our Oro Valley bankruptcy lawyers, in most cases, will match or beat the legal fees of our competitor’s. Our Arizona bankruptcy law firm offers payment plans for all budgets and households. Our Oro Valley and Tucson bankruptcy attorneys offer night and weekend appointments, and a no hassle, no pressure, no obligation, FREE, consultations for you either over the phone or in one of our Tucson area bankruptcy law offices.
Looking for more information about declaring Chapter 7 bankruptcy or Chapter 13 bankruptcy in Oro Valley or Tucson, Arizona? Our low cost Bankruptcy lawyers in Oro Valley, AZ can answer your bankruptcy questions as soon as today.
Contact our Tempe Area Bankruptcy Law Office at (520) 306-8729 to set up an appointment with one of our bankruptcy lawyers today. You can also get helpful bankruptcy information or make an appointment on-line at http://bankruptcy-az.com . Bankruptcy is our business. We look forward to hearing from you.
Tucson Chapter 13 Bankruptcy Attorneys
Filing Chapter 13 bankruptcy in Tucson, Arizona allows a person to consolidate the debt while making convenient monthly payments to a trustee. A Tucson bankruptcy lawyer will prepare a payment plan for you, the plan is proposed which repays the debt over a three to five year period.
The amount of the monthly payment and the length of the repayment plan is based upon the following factors:
- Monthly income of the person
- Monthly expenses of the person
- Amount and nature of the debt
The most common uses of a Chapter 13 bankruptcy in Tucson, Arizona involve:
- Repayment of mortgage arrears (back amounts owed) home
- Restructuring of auto loans to save a vehicle
In a Chapter 13 bankruptcy, secured debts are paid 100% on the dollar, while unsecured debts may be paid less than 100% on the dollar. A person receives a discharge under Chapter 13 bankruptcy in Tucson, AZ once the payment plan is completed.
Chapter 13 bankruptcy in Tucson, Arizona is a repayment plan that usually takes 3 to 5 years. It is overseen by the Bankruptcy Court to make sure everyone (creditors and the debtor) play by the rules, and it allows you to pay your creditors back on terms that are favorable to you. (This is different from a Chapter 7 filing, which simply liquidates your assets in order to pay back creditors and does not require ongoing payments.) A Tucson Chapter 13 bankruptcy also allows you to keep certain property (e.g., house or car) even if you have been behind on payments.
The My AZ Lawyers, PLLC, is a debt relief agency servicing all of Arizona. Our Affordable bankruptcy attorneys and bankruptcy lawyers help people file for bankruptcy relief under the Arizona bankruptcy code. The My AZ Lawyers, PLLC provide bankruptcy planning, Chapter 7 and Chapter 13 filing options to those experiencing extreme financial difficulty. We have offices in Mesa, Chandler, Tucson and Glendale,AZ servicing the entire Phoenix metro area, and all of Arizona.
Experienced, affordable and professional, the bankruptcy lawyers and bankruptcy attorneys at The My AZ Lawyers, PLLC provide personalized and compassionate bankruptcy planning and filing services to individuals, families, and businesses experiencing extreme financial difficulty. Our team of bankruptcy lawyers and bankruptcy attorneys understand the sensitive nature of filing for bankruptcy and are committed to protecting your interests and maintaining the discretion you deserve.
Many of our clients are simply Arizona individuals or Arizona families looking to get a fresh start. Some of our other clients are Arizona business owners searching for attorneys sophisticated and experienced enough to handle more complex bankruptcy filings.
Our business bankruptcy clients include: retail stores, service companies, and restaurants.
Whatever your reasons are for considering filing Chapter 7 or Chapter 13 bankruptcy in Tucson, Mesa, Glendale, or Phoenix, Arizona, we understand. The My AZ Lawyers is non-judgmental; our experienced bankruptcy lawyers and bankruptcy attorneys understand how financial problems can easily happen to anyone and we firmly believe everyone deserves a second chance. The Arizona bankruptcy laws are designed to give you a chance at a Fresh Start, there is no better time than now to improve your quality of life, stop threatening collections, and get your life back on track. Filing for bankruptcy in Arizona, be it chapter 13 bankruptcy or chapter 7 bankruptcy has many advantages.
Some of the advantages of declaring bankruptcy in Arizona include:
- Filing bankruptcy may rebuild your credit.
- Declaring bankruptcy will help you stop bad financial habits.
- Filing bankruptcy in Arizona may help you stay out of debt.
- Declaring bankruptcy in AZ will let you live your life without worry.
- Chapter 7 and chapter 13 bankruptcy in Arizona gets you a “Fresh Start”
Before you make any decision about filing Chapter 7 or Chapter 13 bankruptcy in Tucson, Glendale, Phoenix, or Tempe, Arizona, please speak with one of our low cost bankruptcy lawyers or affordable bankruptcy attorneys, find out your bankruptcy options at either a FREE initial consultation with one of out bankruptcy lawyers. Your FREE bankruptcy consultation can either be in person or by phone.
Our licensed Arizona based Bankruptcy Attorneys in Phoenix, Tucson and Glendale can walk you step by step through what options are available to you while going through the process of filing chapter 13 or chapter 7 bankruptcy in Arizona. Find out if filing bankruptcy is the right option for you .
Many people in Phoenix, Arizona; Chandler, Mesa, Glendale as well as Tucson and Tempe, Arizona are going through hard times in this tough economy. Filing chapter 13 or chapter 7 bankruptcy in Arizona is a legitimate option that deserves your careful consideration. If you are falling behind in your financial obligations, you owe it to yourself and your family to investigate all of your options, be it a chapter 7 bankruptcy, a chapter 13 bankruptcy, or some other debt relief option. We offer a free debt analysis and consultation with a debt relief expert. It is NEVER a good time to do NOTHING. Call us today and make an appointment with one of our Arizona debt management counselors, Arizona bankruptcy lawyers, and Arizona bankruptcy attorneys.
The bankruptcy experts at The My AZ Lawyers, PLLC offer an initial free consultation in all bankruptcy matters with our experienced bankruptcy lawyers and trusted bankruptcy lawyers. It is important that you see a bankruptcy attorney or bankruptcy lawyer in person because each case is different and needs individual attention. Once the decision has been made by you to file bankruptcy, our chapter 13 and chapter 7 bankruptcy lawyers will ask that you provide complete and accurate information so the attorney can try to foresee any possible difficulties. After all of the information is provided, the bankruptcy forms are prepared and the final product is reviewed with each client and signed. The meeting of creditors will be thirty to forty five days after the date of filing. If any further hearings are required the chapter 13 and chapter 7 bankruptcy attorneys will represent your interests at them and let you know if you need to attend. The My AZ Lawyers, PLLC will be with you every step of the way while filing chapter 7 or chapter 13 bankruptcy in Arizona.
Tucson, AZ Foreclosure Lawyer
Facing Foreclosure in Tucson, Arizona
Are you afraid that you’re going to lose your house? When you are seriously behind on your mortgage payments, the lender has the right to seize your house in Tucson, AZ. When you purchased your home you signed loan documents. In these documents, you used your house as collateral for the loan. Because of this, the lender has the right to foreclose on your house if you cannot pay as indicated by the loan documents. Continue reading “Protecting Your Home from Foreclosure in Tucson, Bankruptcy” »
Why You Should Hire a Bankruptcy Attorney:
Part 3 of 3: Your Financial Bailout
There are many qualified and dependable bankruptcy attorneys in the Phoenix metro area and Tucson who offer Free Initial Consultations and are willing and waiting to help you through the bankruptcy process. Declaring bankruptcy has many benefits. One of the benefits is that after filing bankruptcy Chapter 7, your debt is gone and you have the opportunity to make a “Fresh Start” financially. Continue reading “Why You Should Hire a Bankruptcy Attorney: Part 3 of 3: Your Financial Bailout” »
Why You Should Hire a Bankruptcy Attorney:
Part 2 of 3: Properly Filing
Part 2: Properly Filing Government Forms and Bankruptcy Requirements
Another aspect of the bankruptcy filing process that you may not be familiar with is the bankruptcy court filings and requirements. We have heard numerous horror stories about individuals who have filed bankruptcy themselves and have created a bigger mess as the filings are incorrect. Continue reading “Why You Should Hire a Bankruptcy Attorney: Part 2 of 3: Properly Filing” »
Why You Should Hire a Bankruptcy Attorney:
Part 1 of 3 – The Means Test
Part 1: The Means Test and Chapter 7 Eligibility:
There are many individuals in the Phoenix and Tucson, Arizona metro areas that are at a point where they may want to soon look at declaring bankruptcy as a solution to their current unenviable financial situation. Many of these same individuals are curious why it is imperative that they hire a lawyer when filing for Chapter 7 or Chapter 13 bankruptcy in Tucson, Arizona. Continue reading “Why You Should Hire a Bankruptcy Attorney: Part 1 of 3 – The Means Test” »
by Max Gunderson
A bankruptcy attorney is a shrewd investment in a better future. As in any other profession, the choice of practitioner can make a big difference to your outcome should you decide to file for bankruptcy in the Phoenix or Tucson area of Arizona. You should find a Phoenix bankruptcy attorney or Tucson bankruptcy attorney with who you are comfortable. Continue reading “Finding the Right Bankruptcy Attorney in Phoenix and Tucson, AZ” »
File for Bankruptcy Debt Relief in Tucson, AZ
Many people in the Tucson, Arizona area are being forced into considering bankruptcy. There is no reason to fear filing for bankruptcy in Tucson, Arizona. Even though filing for bankruptcy in Tucson is becoming more common, there is still a hesitancy by those individuals considering declaring bankruptcy. These individuals are trying to determine if they are filing for bankruptcy for the “right” reasons. The “right” reasons for filing Chapter 13 or Chapter 7 bankruptcy varies among individuals and families in the Tucson area who are experiencing financial difficulties. Continue reading “File for Bankruptcy Debt Relief in Tucson, AZ” »
Predatory Lending, Preying on Arizona College Students and Chapter 7 Bankruptcy
The increasing number of college students obtaining credit cards goes hand in hand with the fact that people in their early 20’s are among the fastest growing group of people filing for bankruptcy nationwide. One of the fastest growing groups of bankruptcy filers in Arizona are college students and people in their early 20’s. Many college students worry that if they file for Chapter 7 bankruptcy that they will never be able to get another credit card. This is just not the case as most people who file for Chapter 7 bankruptcy see a flood of credit card offers soon after they file. Continue reading “College Students and Credit Card Debt: Part 2 of 2” »
In the 2008-2009 academic year, 15,610 students graduated from Arizona State University, in Tempe, AZ. Many of Arizona State’s recent graduates not only exit ASU with a degree but they also are the proud owners of new credit card debt that they obtained while attending Arizona’s largest university. Can financial trouble be far behind? Continue reading “College Students and Credit Card Debt: Part 1 of 2” »